If you haven't checked your insurance policy lately, you might want to take a look at it.
Peter Romero, a licensed insurance adjuster who helps victims get the claims they're entitled to, said it's up to the homeowner to make sure they're completely covered.
"It isn't the insurance company's job or obligation to teach you how to recover the maximum from them," he said. "I've worked 22 disasters and I have not found one where the majority of the property owners were properly insured."
"It is a game, and as a regular, everyday person you don't know all the rules to their games."
Romero says insurance companies intentionally low-ball their customers when selling policies and when paying them out.
While it's not always easy to purchase the proper insurance policy, there's at least one thing you can do to ensure you're better protected.
Call your home builder, or a home builder in your area, and find out how much it would cost today to rebuild your home. Then, add 15 percent for removal of your damaged home, Romero said.
Approximately 80 percent of Americans suffer from back pain at some point in their lives, and many people turn to medication or surgery for relief. You already know that too much activity, as well as
Approximately 80 percent of Americans suffer from back pain at some point in their lives, and many people turn to medication or surgery for relief. But Peggy Hall says the answer can be found on your own two feet!
Every pet owner knows a dog can get into just about anything around the house. One woman found that out the hard way when her dog ate a bunch of grapes! Turns out, that's one of the most dangerous foods
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He used to run a bakery in Douglas, Georgia; but he turned over the mixers and ovens and pie pans to his children so he could pursue his real dream: Inventing.
He used to run a bakery in Douglas, Georgia; but he turned over the mixers and ovens and pie pans to his children so he could pursue his real dream: Inventing.
Here's a troubling statistic: the CDC says one in five high schoolers smokes cigarettes. So how is the National Cancer Institute getting kids to kick the habit? Well - they created an app for that.
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About 12 Americans die every year from venomous snake bites. But hundreds more are bitten and survive only because they receive life-saving antivenin in the nick of time.
Flooding can bring snakes to the surface of your yard, but this one is especially dangerous! America Now Expert Jules Sylvester shows how you can spot it, and what to do if you get bitten.
Mice are one of the most resilient mammals living on the planet. Some people have them as pets, and they're also used in laboratory experiments. If wild mice get inside your house, they can potentially
If wild mice find a way inside your home, they can potentially cause thousands of dollars worth of damage to your drywall and insulation. They can also transmit a harmful disease which can cause death in humans.
